{"id":7638,"date":"2026-07-23T11:54:26","date_gmt":"2026-07-23T09:54:26","guid":{"rendered":"https:\/\/prio.swiss\/?p=7638"},"modified":"2026-07-23T11:54:26","modified_gmt":"2026-07-23T09:54:26","slug":"les-frais-administratifs-des-assureurs-maladie-sont-tombes-a-43-en-2025","status":"publish","type":"post","link":"https:\/\/prio.swiss\/fr\/les-frais-administratifs-des-assureurs-maladie-sont-tombes-a-43-en-2025\/","title":{"rendered":"Les frais administratifs des assureurs-maladie sont tomb\u00e9s \u00e0 4,3 % en 2025"},"content":{"rendered":"<p>Berne, le 23\u00a0juillet 2026<\/p>\n<p><strong>Les comptes annuels des assureurs-maladie publi\u00e9s par l\u2019Office f\u00e9d\u00e9ral de la sant\u00e9 publique (OFSP) le montrent: les frais administratifs dans l\u2019assurance obligatoire des soins (AOS) ont continu\u00e9 de baisser l\u00e9g\u00e8rement en 2025, et ce malgr\u00e9 une hausse du nombre d\u2019assur\u00e9s. prio.swiss se r\u00e9jouit de cette \u00e9volution. Cette baisse prouve que la gestion efficace et la transparence servent l\u2019int\u00e9r\u00eat des payeurs de primes. <\/strong><\/p>\n<p>L\u2019OFSP a publi\u00e9 les comptes annuels des assureurs-maladie relevant du droit de la surveillance pour l\u2019ann\u00e9e 2025. Il ressort de ces chiffres que les frais administratifs des assureurs-maladie ont baiss\u00e9 d\u2019environ 5\u00a0millions de francs par rapport \u00e0 l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n<p>Proportionnellement aux primes, les frais administratifs restent \u00e9galement \u00e0 un bas niveau. En 2025, ils repr\u00e9sentaient 4,3\u00a0pour cent des primes. Sur 100\u00a0francs de primes, pr\u00e8s de 4,30\u00a0francs \u00e9taient allou\u00e9s \u00e0 l\u2019administration. Les op\u00e9rations administratives incluent notamment le traitement des d\u00e9comptes de prestation, le service-client, l\u2019informatique, le contr\u00f4le des factures, les obligations l\u00e9gales de surveillance et d\u2019information ainsi que d\u2019autres t\u00e2ches n\u00e9cessaires \u00e0 la mise en \u0153uvre de l\u2019AOS.<\/p>\n<p>\u00abCes chiffres montrent clairement que les assureurs-maladie assument leur responsabilit\u00e9 et \u0153uvrent continuellement \u00e0 l\u2019optimisation et \u00e0 la baisse des frais administratifs malgr\u00e9 l\u2019accroissement de la r\u00e9gulation\u00bb, constate Saskia Schenker, directrice de prio.swiss. \u00abLa concurrence qui r\u00e8gne entre les assurances-maladie motivent celles-ci \u00e0 investir pour gagner en efficience et \u00e0 r\u00e9duire les co\u00fbts \u00e0 la charge des payeurs de primes.\u00bb Les d\u00e9penses de publicit\u00e9 et de courtage ont elles aussi diminu\u00e9 par rapport \u00e0 l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n<p>prio.swiss se f\u00e9licite de la transparence dont fait preuve l\u2019OFSP en publiant ces chiffres. L\u2019instauration d\u2019un d\u00e9bat objectif sur les frais administratifs, les indemnisations et l\u2019efficacit\u00e9 est primordiale. Il reste par cons\u00e9quent essentiel que la ma\u00eetrise des co\u00fbts cible le domaine dans lequel est g\u00e9n\u00e9r\u00e9e la majeure partie des co\u00fbts de sant\u00e9, soit 95,7\u00a0pour cent: les prestations m\u00e9dicales, th\u00e9rapeutiques et de soins. Les assureurs-maladie apportent leur contribution en privil\u00e9giant des processus efficaces, la num\u00e9risation, le contr\u00f4le des factures et une utilisation responsable de l\u2019argent des primes. Pour que le syst\u00e8me de sant\u00e9 reste durablement finan\u00e7able, l\u2019exigence doit \u00eatre la m\u00eame partout.<\/p>\n<p>L\u2019OFSP publie \u00e9galement tous les ans un <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.bag.admin.ch\/dam\/fr\/sd-web\/l7jAqMiegxQz\/Auswertungen%20Verwaltungskosten.xlsx\">tableau comparatif<\/a> <\/span>avec une \u00e9valuation des frais administratifs, qui permet notamment la transparence dans le domaine des indemnisations vers\u00e9es aux membres des conseils d\u2019administration et des directions de tous les assureurs-maladie.<\/p>\n<p>&nbsp;<\/p>\n<p>Demandes m\u00e9dias<\/p>\n<p>Ivo Giudicetti, porte-parole, 079 123 84 42, <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"mailto:media@prio.swiss\">media@prio.swiss<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cette baisse prouve que la gestion efficace et la transparence servent l\u2019int\u00e9r\u00eat des payeurs de primes. <\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-7638","post","type-post","status-publish","format-standard","hentry","category-communiques"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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